KaroSchool fee collection and reconciliation, on WhatsApp.
Karo invoices families, delivers a WhatsApp payment link, reconciles the money to the right student, and sends the receipt back — automatically. Built for schools, colleges and universities across Africa — CBC, Cambridge, IGCSE, high schools, TVETs and universities. Public, private, international and faith-based.
KES 299 per student per term. No setup fee.
How Karo works
Issue invoice
Import your students and fee structure. Generate term invoices in one click.
WhatsApp payment link
Each family gets a tappable link — one for siblings combined, one per child, your choice.
Auto reconciliation
Payments attach to the right student, update balances live, and clear open invoices.
Instant receipt
The guardian receives a branded receipt on WhatsApp — no manual work for your bursar.
Everything a bursar's office actually needs
Parent balance self-service
Guardians check any child's balance from a private link. Zero phone calls to your office.
One-link family billing
Siblings roll up into a single family bill so parents pay once for all their children.
Fee clearance certificates
Generate exam-day clearance letters in one click for students with a zero balance.
Director's daily digest
A WhatsApp summary each morning: collected yesterday, outstanding today, top defaulters.
Audit pack
Every invoice, payment and message is immutable and exportable for your auditors.
Works with M-Pesa and bank
Your existing paybill or bank account stays yours — Karo just reconciles the flow.
Simple pricing
KES 299 per student per term. Volume tiers for larger schools. No setup fee. Cancel any time.
Talk to the team
We onboard schools in a single sitting. Send us your enrolment list — we'll help you get to first invoice today.